New Mortgage Guidelines for ADUs - if you weren't qualified before, you're probably qualified now!
Great news! Fannie Mae, Freddie Mac and FHA made major changes to mortgage guidelines that will allow more people to qualify to build...
top of page
Build your ADU.. and then Sell? Wow!
New legislation in California may allow homeowners to build ADUs, condotize the property, and then sell off the units as primary homes....
Forget any ADU Grant! Our Construction HELOC covers your costs with perfect timing
With our Construction HELOC options, you only pay on what you use - and only when you need it. There is to need to refinance or pay extra...
Search
Meredith Munger Stowers
- 2 days ago
- 1 min
New Mortgage Guidelines for ADUs - if you weren't qualified before, you're probably qualified now!
Great news! Fannie Mae, Freddie Mac and FHA made major changes to mortgage guidelines that will allow more people to qualify to build...
10 views0 comments
Meredith Munger Stowers
- 2 days ago
- 1 min
The Right Kind of Tiny Home - higher cost, lower payment!
I've seen the good, the bad, and the truly ugly of Tiny Homes. Quality really matters not only for living but also what type of loan you...
2 views0 comments
Meredith Munger Stowers
- 2 days ago
- 1 min
$0 Appraisals on ADU? Wrong Bank!
Fannie Mae expressly forbids appraisers to include the square footage of a new ADU into the "Gross Living Area" of the property. That's...
1 view0 comments
Meredith Munger Stowers
- 2 days ago
- 1 min
ADUs make you the coolest Grandparents ever but also the ones who created a legacy for generations.
If you think your kids can't afford to buy a house, you're right. Even if they could, what a waste of money! Why buy a house when you...
1 view0 comments
Meredith Munger Stowers
- 2 days ago
- 1 min
Legislation passed!! New things you can do to monetize your ADU and real estate
Great news! The Governor just signed 56 housing laws - including the ability to SELL an ADU! Also, you can subdivide a 5 acre parcel up...
0 views0 comments
Meredith Munger Stowers
- Aug 22
- 1 min
Build your ADU.. and then Sell? Wow!
New legislation in California may allow homeowners to build ADUs, condotize the property, and then sell off the units as primary homes....
538 views1 comment
Meredith Munger Stowers
- Jun 13
- 1 min
Forget any ADU Grant! Our Construction HELOC covers your costs with perfect timing
With our Construction HELOC options, you only pay on what you use - and only when you need it. There is to need to refinance or pay extra...
522 views0 comments
Meredith Munger Stowers
- Jun 13
- 1 min
What's better with a HELOC: points or pre-payment penalties?
Doing the math on fees makes sense any time you do a loan. While points may seem excessive, actually the tradeoff of pre-penalty payments...
59 views0 comments
Meredith Munger Stowers
- Jun 13
- 1 min
Ultimate House Hacking for First-time Homebuyers (and anyone who wants to invest in real estate)
Whether you're a first-time homebuyer or a seasoned real estate investor, learn how the real estate rules have changed to give you...
48 views0 comments
Meredith Munger Stowers
- Jun 13
- 1 min
HELOC Strategy for Building ADUs
When building an ADU, your HELOC Strategy is important to saving thousands while keeping your payment reasonable.
110 views0 comments
Meredith Munger Stowers
- Jun 13
- 1 min
Why Interest Rates are NOT as Important as you Think
Even though interest rates have come back down, the truth is they are only ONE of MANY factors affecting your monthly payment. The length...
32 views0 comments
Meredith Munger Stowers
- Jun 13
- 1 min
ADU on a Family Property? How to keep ownership fair
Building an ADU for a family member get tricky when it comes to who owns what. Siblings can sometimes get jealous and concerned that the...
4 views0 comments
Meredith Munger Stowers
- Jun 13
- 1 min
How to Build and Finance an ADU
This detailed weekly seminar (and Q&A) goes over every step to build and finance your ADU project. Details include: - Cost to building a...
70 views0 comments
Meredith Munger Stowers
- Nov 22, 2022
- 1 min
ADUs vs. SB-9 Units: Master planning your Property
New CA State laws allow you to build up to 4 total units on your single-family zoned property. Here's how that might look and why it's...
133 views0 comments
Meredith Munger Stowers
- Aug 5, 2022
- 1 min
HELOCs now available for homeowners & investors
And they work with the CalHFA ADU Grant. HELOCs for homeowners: Up to 90% combined loan to value $500,000 maximum Interest-only for 10...
287 views0 comments
Meredith Munger Stowers
- Jun 21, 2022
- 1 min
Loan guidelines vs. permit rules for ADUs
Most people know the permit rules for ADUs, but did you know that the loan guidelines sometimes clash? That's why it's important to get...
90 views0 comments
Meredith Munger Stowers
- Jun 21, 2022
- 1 min
ADUs: Costs, rents and how to finance (especially during inflation)
Meredith goes in-depth on how to estimate the rental income from an ADU, loan options and monthly payments, the CalHFA ADU grant, the...
173 views0 comments
Meredith Munger Stowers
- May 18, 2022
- 1 min
Interest rates went up! Is my ADU Project doomed?
Nope! Just do the math. :-)
37 views0 comments
Meredith Munger Stowers
- Jan 2, 2022
- 1 min
ADU Investing: Buy a multi-unit property or single family home?
Many investors ask if it's better to buy a duplex or triplex and add an ADU, or buy a singe family home. The answer actually depends on...
87 views0 comments
Meredith Munger Stowers
- Sep 25, 2021
- 1 min
Everything you need to know about financing an ADU, including how to buy the property or invest.
Here's a detailed presentation on the options for financing ADUs, whether you currently own the property or are looking to buy and build.
173 views0 comments
bottom of page