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ADU Loan Options for Clients

Every client is different. So we have more than 400 loan options to help.

Fixed Rate

Peace of mind of a fixed rate, often at a lower rate than a HELOC. Typically for faster projects

HELOC

Flexibility of drawing what you need, when you need it, and only paying on what you use.

Renovation Loan

Whether purchasing a property or refinancing, you can add the construction budget to your mortgage.

Construction Loan

Whether your buying or already own an empty lot, we can help you build your dreams.

No need to refinance your first mortgage.

Loan amounts of $100,000 - $3,000,000

Rate

Term

Borrowing power

Disbursement

Fixed

15-30 years

Up to 90%​

loan-to-value

Full loan amount at closing

No need to refinance your first mortgage.

Loan amounts of $100,000 - $3,000,000

Rate

Term

Borrowing power

Disbursement

Fixed or Variable

15-30 years

Up to 97% of future​

loan-to-value

Draws provided as needed during construction

No need to refinance your first mortgage.

Loan amounts of $100,000 - $1,000,000

Rate

Term

Borrowing power

Disbursement

Variable or Fixed

15-30 years

Up to 90%​

loan-to-value

Line of credit with checkbook to spend funds

No need to refinance your first mortgage.

Loan amounts of $100,000 - $3,000,000

Rate

Term

Borrowing power

Disbursement

Fixed or Variable

15-30 years

Up to 95%​

loan-to-value

Draws provided as needed during construction

Quick Calculators

Meredith Munger
Loan Officer
NMLS 2126086
meredith.munger@ccm.com
619-329-7967
Book a call: https://calendly.com/ADUloans

ADUloans.net site is for educational purposes only and does not mean you have a commitment to lend! If you want an actual estimate and commitment to lend, we need to speak with you and receive a loan application. Otherwise, all this is just a guess at what financing might work for your personal situation.

 
 
Ready to get estimates? Get started now! 
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