<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[ADUloans.net]]></title><description><![CDATA[Loan and strategies to build accessory dwelling units (ADUs), homes and multifamily properties. Specializing in construction and renovation loans.]]></description><link>https://www.aduloans.net/financing-strategy</link><generator>RSS for Node</generator><lastBuildDate>Tue, 14 Apr 2026 21:57:21 GMT</lastBuildDate><atom:link href="https://www.aduloans.net/es/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[HCD "Town Hall" Clarifies ADU Rules]]></title><description><![CDATA[After updating the statewide ADU Handbook, the California Department of Housing &#38; Community Development (HCD) hosted two town halls clarifying some of these rules. Below are some screenshots and the Q&#38;A cut-and-paste from the Zoom session but watch the video for the key details. Q&#38;A Notes: Rajesh Vangala 01:00 PM  do we get a pdf e copy of this presentation Mike Van Gorder 01:01 PM We will provide a recording of the webinar within two weeks. Claudia Manrique 01:02 PM  For JADUs with shared...]]></description><link>https://www.aduloans.net/post/hcd-town-hall-clarifies-adu-rules</link><guid isPermaLink="false">6998973c9183e7d00191d378</guid><pubDate>Fri, 20 Feb 2026 17:46:21 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/79f2c8_3fe65c6c4b27431fa949b36732d93113~mv2.png/v1/fit/w_624,h_318,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Meredith Munger</dc:creator></item><item><title><![CDATA[ROI on Why Fix &#38; Flippers have switched to Ground-up Construction]]></title><description><![CDATA[Why bother with a 3-5% cap rate when you can get 17-32% cap rates from ground-up construction.]]></description><link>https://www.aduloans.net/post/roi-on-why-fix-flippers-have-switched-to-ground-up-construction</link><guid isPermaLink="false">696e82e5892cb3def490fdf3</guid><category><![CDATA[Investors]]></category><category><![CDATA[What Pros Need to Know]]></category><category><![CDATA[Top Row]]></category><pubDate>Mon, 19 Jan 2026 19:24:00 GMT</pubDate><enclosure url="http://youtu.be/mIq8uJsPn5w" length="0" type="video"/><dc:creator>Meredith Munger</dc:creator></item><item><title><![CDATA[New and Specific ADU Regulations Issued!]]></title><description><![CDATA[With the new 2026 ADU laws in effective, the California Department of Housing &#38; Community Development issued strong clarifications on ADU rules, definition and their plans for enforcement. ]]></description><link>https://www.aduloans.net/post/new-and-specific-adu-regulations-issued</link><guid isPermaLink="false">696831716ae8988b73fbe49d</guid><category><![CDATA[Getting Started]]></category><category><![CDATA[Investors]]></category><category><![CDATA[ADU Policy]]></category><category><![CDATA[What Pros Need to Know]]></category><category><![CDATA[Top Row]]></category><pubDate>Thu, 15 Jan 2026 01:29:52 GMT</pubDate><dc:creator>Meredith Munger</dc:creator></item><item><title><![CDATA[Now Offering Loans for 5+ Units! ]]></title><description><![CDATA[CrossCountry Mortgage is standing up a commercial bank to offer both construction financing and take-out loans for properties above 4 units. ]]></description><link>https://www.aduloans.net/post/now-offering-loans-for-5-units</link><guid isPermaLink="false">696820970ef3e0e1c07f7f76</guid><pubDate>Wed, 14 Jan 2026 23:08:48 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/3b23e7970432450492e5d304d7a29374.jpg/v1/fit/w_900,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Meredith Munger</dc:creator></item><item><title><![CDATA[ADUloans.net vs. the Competition]]></title><description><![CDATA[The biggest difference between ADU financing platforms isn’t the written rules — it’s who has the authority to interpret them, advocate for the project, and solve problems when something doesn’t fit neatly into a box.]]></description><link>https://www.aduloans.net/post/aduloans-net-vs-the-competition</link><guid isPermaLink="false">6966e6e7f1ba376a5bc0c920</guid><category><![CDATA[What Pros Need to Know]]></category><pubDate>Wed, 14 Jan 2026 00:51:18 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/dd6586ee8ffa4e449e6d0a7ce0b83265.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Meredith Munger</dc:creator></item><item><title><![CDATA[Steps to Building an ADU: Checklist &#38; Flowchart]]></title><description><![CDATA[This checklist provides a clear, steps for homeowners planning to build an Accessory Dwelling Unit (ADU), integrating financing, design, permits, and construction. The first steps are free: Feasibility and Financing. ]]></description><link>https://www.aduloans.net/post/adu-homeowner-checklist-flowchart</link><guid isPermaLink="false">6966df32fc14cd6a86d0c405</guid><category><![CDATA[Getting Started]]></category><category><![CDATA[What Pros Need to Know]]></category><category><![CDATA[Top Row]]></category><pubDate>Wed, 14 Jan 2026 00:18:37 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/79f2c8_5324492f94454fe389e36ef347ed82b2~mv2.jpg/v1/fit/w_600,h_600,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Meredith Munger</dc:creator></item><item><title><![CDATA[How Factory-Built Homes Are Paid]]></title><description><![CDATA[Whether you're buying a HUD Manufactured Home or a pre-fab home certified by the ICC or the State, most factories require the same payment structure.]]></description><link>https://www.aduloans.net/post/how-factory-built-homes-are-paid</link><guid isPermaLink="false">6966d9d5fc14cd6a86d0b4f2</guid><category><![CDATA[Getting Started]]></category><category><![CDATA[What Pros Need to Know]]></category><category><![CDATA[Tiny Homes]]></category><pubDate>Tue, 13 Jan 2026 23:57:24 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_f097378358c84ecc810d1d779046db00~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Meredith Munger</dc:creator></item><item><title><![CDATA[Fannie Mae now allows multiple ADUs up to 4 units!]]></title><description><![CDATA[Fannie Mae now allows multiple ADUs up to 4 units when your construction loans or traditional financing]]></description><link>https://www.aduloans.net/post/fannie-mae-now-allows-multiple-adus-up-to-4-units</link><guid isPermaLink="false">6966d872fc14cd6a86d0b0e8</guid><category><![CDATA[Getting Started]]></category><category><![CDATA[ADU Policy]]></category><category><![CDATA[Top Row]]></category><pubDate>Tue, 13 Jan 2026 23:46:04 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/79f2c8_5c0e01bdd8404153a99ed0d99657b6ef~mv2.jpg/v1/fit/w_600,h_247,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Meredith Munger</dc:creator></item><item><title><![CDATA[Why are 75% of Permitted ADUs Never Built?]]></title><description><![CDATA[One of the most common mistakes homeowners make is starting design and permitting before knowing how much financing they qualify for. I call it designing a Champagne Castle only to find out later that you’re on a Beer Budget. It’s wasted money and frustration.]]></description><link>https://www.aduloans.net/post/why-are-75-of-permitted-adus-never-built</link><guid isPermaLink="false">6966bf65e0a666a18e6b873c</guid><category><![CDATA[Top Row]]></category><category><![CDATA[Getting Started]]></category><category><![CDATA[What Pros Need to Know]]></category><pubDate>Tue, 13 Jan 2026 21:55:52 GMT</pubDate><dc:creator>Meredith Munger</dc:creator></item><item><title><![CDATA[Drowning in Debt? How to lower payments by 75%]]></title><link>https://www.aduloans.net/post/drowning-in-debt-how-to-lower-payments-by-75</link><guid isPermaLink="false">690a76e44d903df3e0b62a20</guid><pubDate>Tue, 04 Nov 2025 22:06:46 GMT</pubDate><enclosure url="http://youtu.be/saZgTpPsJJQ" length="0" type="video"/><dc:creator>Meredith Munger</dc:creator></item><item><title><![CDATA[What's your home worth with a new ADU? New appraisal guidelines]]></title><description><![CDATA[ADUs aren't just appraised as additional square footage you your home! Now appraisers need to look at the cost to build and, most important, the rental income! What would buyers pay for a home that pays for itself?]]></description><link>https://www.aduloans.net/post/adu-appraisals</link><guid isPermaLink="false">68ed80ea4c02aa6b11144d91</guid><category><![CDATA[Getting Started]]></category><category><![CDATA[Investors]]></category><pubDate>Mon, 13 Oct 2025 22:47:34 GMT</pubDate><dc:creator>Meredith Munger</dc:creator></item><item><title><![CDATA[ADU Lender goes bankrupt - and so do the clients! Here's how to protect yourself]]></title><description><![CDATA[If you can't get pre-approved for the cheapest loan on the planet, then building an ADU with 'solar' loans, credit cards and other high-interest loans is a recipe for disaster.]]></description><link>https://www.aduloans.net/post/adu-lender-goes-bankrupt-and-so-do-the-clients-here-s-how-to-protect-yourself</link><guid isPermaLink="false">68ed8052286ecf9769e31150</guid><category><![CDATA[Getting Started]]></category><category><![CDATA[Investors]]></category><pubDate>Mon, 13 Oct 2025 22:44:04 GMT</pubDate><dc:creator>Meredith Munger</dc:creator></item><item><title><![CDATA[Timeline to Build an ADU]]></title><description><![CDATA[From designs to permits to construction, here's the timeline, costs and what to expect.]]></description><link>https://www.aduloans.net/post/timeline-to-build-an-adu</link><guid isPermaLink="false">68ed7ecbfd59c61d91b5830a</guid><category><![CDATA[Getting Started]]></category><category><![CDATA[Investors]]></category><pubDate>Mon, 13 Oct 2025 22:37:26 GMT</pubDate><enclosure url="http://youtu.be/I40Ma1uIHGY" length="0" type="video"/><dc:creator>Meredith Munger</dc:creator></item><item><title><![CDATA[What is the cost of a ADU loan?]]></title><description><![CDATA[Every individual has a different tax rate, but that generally makes the cost of an ADU around 3-5%, regardless of the effective interest rate.]]></description><link>https://www.aduloans.net/post/what-is-the-cost-of-a-adu-loan</link><guid isPermaLink="false">68ed7d79862f4431b1b9b8a5</guid><category><![CDATA[Getting Started]]></category><category><![CDATA[Investors]]></category><pubDate>Mon, 13 Oct 2025 22:34:55 GMT</pubDate><enclosure url="http://youtu.be/2S7lZvHrzpo" length="0" type="video"/><dc:creator>Meredith Munger</dc:creator></item><item><title><![CDATA[Retired teacher Judy Calbert loves her new ADU!]]></title><description><![CDATA[Judy explains how ADU income has helped in retirement, and how easy it was with the right team.]]></description><link>https://www.aduloans.net/post/retired-teacher-judy-calbert-loves-her-new-adu</link><guid isPermaLink="false">68ed7a9a862f4431b1b9b2fe</guid><category><![CDATA[Getting Started]]></category><category><![CDATA[Top Row]]></category><pubDate>Mon, 13 Oct 2025 22:22:33 GMT</pubDate><enclosure url="http://youtu.be/Q50M1Y2s8Ag" length="0" type="video"/><dc:creator>Meredith Munger</dc:creator></item><item><title><![CDATA[NEW 2026 ADU &#38; Housing Laws! What can you build now?]]></title><description><![CDATA[New laws for 2026 allow you to build up to 10 units on a single-family zoned property.]]></description><link>https://www.aduloans.net/post/new-2026-adu-housing-laws-what-can-you-build-now</link><guid isPermaLink="false">68ed769feed5248a24705614</guid><category><![CDATA[Investors]]></category><category><![CDATA[ADU Policy]]></category><category><![CDATA[What Pros Need to Know]]></category><category><![CDATA[Top Row]]></category><category><![CDATA[Getting Started]]></category><pubDate>Mon, 13 Oct 2025 22:02:25 GMT</pubDate><enclosure url="http://youtu.be/P2QU4nmfmuM" length="0" type="video"/><dc:creator>Meredith Munger</dc:creator></item><item><title><![CDATA[Preventing cost overruns in construction]]></title><description><![CDATA[How clients can protect themselves from construction cost overruns. After all, it's construction - when isn't there a surprise? #ADU  ...]]></description><link>https://www.aduloans.net/post/preventing-cost-overruns-in-construction</link><guid isPermaLink="false">688a77827472a1932ffcda67</guid><pubDate>Sun, 03 Aug 2025 21:56:04 GMT</pubDate><dc:creator>Meredith Munger</dc:creator></item><item><title><![CDATA[How to Maintain Privacy with an ADU]]></title><description><![CDATA[Believe it or not, the placement of windows and doors are the key element to maintaining privacy when building an ADU, but privacy also...]]></description><link>https://www.aduloans.net/post/how-to-maintain-privacy-with-an-adu</link><guid isPermaLink="false">688a6c469acd1f65ffec2ec3</guid><pubDate>Wed, 30 Jul 2025 19:03:03 GMT</pubDate><dc:creator>Meredith Munger</dc:creator></item><item><title><![CDATA[Timeline to Building an ADU]]></title><description><![CDATA[From designs to permits to construction, here's the timeline, costs and what to expect.]]></description><link>https://www.aduloans.net/post/timeline-to-building-an-adu</link><guid isPermaLink="false">6887f882065ca46efaeb449b</guid><pubDate>Mon, 28 Jul 2025 22:24:55 GMT</pubDate><enclosure url="http://youtu.be/I40Ma1uIHGY" length="0" type="video"/><dc:creator>Meredith Munger</dc:creator></item><item><title><![CDATA[Value Engineer your #adu with 4 ft increments]]></title><description><![CDATA[Great designs save TONS of money on #ADUs. Here's a tip to value engineering your #construction project.]]></description><link>https://www.aduloans.net/post/value-engineer-your-adu-with-4-ft-increments</link><guid isPermaLink="false">687e8d87243cf77069f0ccea</guid><category><![CDATA[Getting Started]]></category><category><![CDATA[Investors]]></category><category><![CDATA[What Pros Need to Know]]></category><pubDate>Mon, 21 Jul 2025 18:57:27 GMT</pubDate><dc:creator>Meredith Munger</dc:creator></item></channel></rss>